Data Integrity Services

As your independent, third-party provider, Clayton offers a Data Integrity review to provide you with a clear understanding of the quality of your mortgage data. We are capable of verifying critical data points from a number of sources, including:

  • Origination data
  • Seller data
  • Servicer data
  • Updated data, including credit or valuation data from third-party vendors

At the core of our service is the capability to compare electronic file data against data retrieved from loan file documentation made available to Clayton.  However, Clayton can also perform discrepancy analysis on data provided only via electronic file, and can further assist in incorporating and comparing newly-run data, such as updated credit or valuation information, to determine drifts, deterioration, etc.  Whether you are looking to confirm only key data points or a universe of fields for complete transparency, Clayton can deliver the results you seek.

Our Data Review Process

  •       Electronic data is mapped into our review system, customized to the data validation you require. 
  •       Loan Review Specialists collect data from the loan file, including re-calculations of LTV, DTI, etc.
  • Collected data is reviewed by a Quality Control Specialist. 
  •       Clayton supplies a data discrepancy reporting package detailing, with explanations, variances uncovered from the original tape to the source documentation.

      Undoubtedly, an accurate and accessible data source is essential for proper business decision making and Clayton’s data verification service and knowledge base will certainly assist you in reaching that goal.

      For more information about our Data Integrity services, contact us today.