Clayton's Due Diligence Market Perspective

2026 Is Playing Out as Expected, Giving the Industry Time to ‘Rig’ for What’s Next
As we enter the second half of 2026, the year seems to be playing out with few surprises. Interest rates have remained relatively high, depressing

HOA Liens Are on The Rise: How Clayton is Mitigating this Risk
Given the growing concern about the cost of homeownership, no one would be surprised to learn that HOA liens are on the rise. But alarm

Meeting Clients Where They Want to Transact: Why Clayton Is Expanding its Integrations with Leading Marketplace & Trading Platforms
API integrations are becoming the preferred method of interacting with clients at scale. Over the past year, Clayton has been selectively integrating directly with large

Industry & Servicing Strategy Insights: Takeaways from IMN MSR
We talked with Covius Chief Business Officer Pete Pannes about the recent IMN MSR Forum in New York City. He shared his insights about the

Mitigating Risk in Commercial Real Estate: A Q&A with Nathan Collins, Clayton Managing Director-Commercial
Clayton, a Covius Solution, is well known for residential due diligence and servicer oversight; and for two decades, we have also been a trusted service

Ratings Agencies & Reduced Scope Home Equity Reviews: A Q&A with Joe Ozment, Clayton VP-Client Services & Securitizations
In the first half of 2025, there were 26 rated securitizations backed by home equity assets—either home equity lines of credit or closed end seconds—according

Takeaways from MBA Secondary and Other Recent Conferences
May is always a busy month for conferences and this year it seemed even busier. In the course of one week at the end of

Home Equity Continues As A Bright Spot… That’s Getting Brighter
We’re approximately one quarter of the way through 2025, and despite some slight rate volatility the year looks very much like last year for our

Avoiding MERS® QA Plan & eAnnual Review Pitfalls
Whether a servicer is registering loans, processing payoffs or deactivating assignments in the MERS system (Mortgage Electronic Registration Systems, Inc.), it is important to remember that any MERS member can be required to submit a Quality Assurance (QA) plan or an eAnnual Review to MERS CORP Holdings (MERSCORP operates the MERS System, MERS eRegistry and all other MERS products).

Are You Prepared for Your Next Audit? Operational Reviews Ensure Ongoing Mortgage Servicing Compliance
If there is one constant in the mortgage servicing industry, it’s that compliance is always a moving target, and that means operations teams are often

Unlike the Mortgage Market in General, the Alternative Lending Sector Is Having a Very Good Year
In Samuel Beckett’s famous play—Waiting for Godot—the two characters, and the audience, spend the performance waiting for and speculating when the main character will arrive,

Escrow Issues Are About to Take Center Stage: Now Is the Time to Test for Escrow Analysis Compliance
The vast majority of mortgage holders pay their real estate taxes and various insurance premiums—homeowners and, in some cases, flood and mortgage insurance—through escrow accounts.

2024: Servicing Insights from Covius Experts
2023 was a challenging year, to say the least. What will 2024 look like and what steps can servicers take to be prepared? To answer these questions, we sat down with subject matter experts across different Covius business units.

Regulatory Oversight Compliance Updates & Safeguards
Recently, Covius hosted a webinar that looked at various dynamics within the servicing sector – a home outlook and analysis by leading economist Allan Weiss

2026 Is Playing Out as Expected, Giving the Industry Time to ‘Rig’ for What’s Next
As we enter the second half of 2026, the year seems to be playing out with few surprises. Interest rates have remained relatively high, depressing

HOA Liens Are on The Rise: How Clayton is Mitigating this Risk
Given the growing concern about the cost of homeownership, no one would be surprised to learn that HOA liens are on the rise. But alarm

Meeting Clients Where They Want to Transact: Why Clayton Is Expanding its Integrations with Leading Marketplace & Trading Platforms
API integrations are becoming the preferred method of interacting with clients at scale. Over the past year, Clayton has been selectively integrating directly with large

Industry & Servicing Strategy Insights: Takeaways from IMN MSR
We talked with Covius Chief Business Officer Pete Pannes about the recent IMN MSR Forum in New York City. He shared his insights about the

Mitigating Risk in Commercial Real Estate: A Q&A with Nathan Collins, Clayton Managing Director-Commercial
Clayton, a Covius Solution, is well known for residential due diligence and servicer oversight; and for two decades, we have also been a trusted service

Ratings Agencies & Reduced Scope Home Equity Reviews: A Q&A with Joe Ozment, Clayton VP-Client Services & Securitizations
In the first half of 2025, there were 26 rated securitizations backed by home equity assets—either home equity lines of credit or closed end seconds—according
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