Confidently Meet GSE, FHA, USDA and Private Investor Loss Mitigation Standards & Guidelines with Clayton’s Support
The global pandemic presented an increased volume of loss mitigation requests and a need for alternative options for impacted borrowers.
With changes to servicing guidelines, spikes in service volumes provide additional challenges. Clayton® offers a variety of solutions, including:
- Income Calculations
- Loss Mitigation Underwriting
- Loss Mitigation Decisioning
- Data-driven Exception
- Targeted File Reviews
- Validation of Investor Eligibility
- Validation of Capitalized Amounts
To help maintain loss mitigation volumes, clients rely on Clayton’s experienced specialists to complete full underwriting reviews on loss mitigation applications and render decisions on eligibility.
You may also consider oversight through targeted file reviews.
Oversight of your riskiest loans, or your entire portfolio, assures you can address gaps or shortcomings before they cause problems. Clayton’s loan-level targeted file testing validates compliance with accuracy and timeliness of loss mitigation notices, underwriting procedures and final decisioning.