Mortgage Fraud Reviews
Clayton’s mortgage fraud reviews examine non-performing loans (NPLs) to identify breaches in representations and warranties. Our reviewers look for instances of fraud, misrepresentation, misuse of loan programs and other discrepancies and then document the defects to support repurchase demands.
Additionally, Clayton can independently re-verify critical data points to ensure the validity of the loan level information through third-party resources or direct contact.
The final deliverable is a comprehensive analysis of the underperforming loan, including a detailed letter from our consultants describing the issue, information about the particular representation or warranty breach and all supporting documentation.