Non-Performing Loan Reviews

As a result of the economic turmoil caused by the COVID-19 pandemic, the non-performing loan (NPL) market, which had been shrinking, is again poised to expand. Investing in distressed assets requires a deep understanding of the unique characteristics and risks of each portfolio. Clayton has developed a menu of review scopes and other services designed to provide investors and their servicers with the information to assess non-performing and “scratch and dent” portfolios. 

Typically, standard final deliverables include loan payment and borrower contact histories, valuation, default status assessment, legal action review and escrow and other servicing advances. Clayton can also continue to monitor performance of the acquired portfolio to confirm servicing activities align with the investor’s disposition strategies.